Usage of and rights in submitted photographs

The top 12 winning submitted photographs may be used in advertising campaigns by Sunrise Credit Union. By entering this competition, entrants whose photographs are selected among the 12 winners must therefore grant Sunrise Credit Union the right to use their winning photographs for this purpose without payment, credit, attribution, or further permission.

Accordingly, only the 12 winning entrants grant Sunrise Credit Union and/or its divisions, subsidiaries, parent, affiliates, agents, and media partners ("Sunrise Credit Union") a worldwide, royalty-free, perpetual, irrevocable, and fully sub-licensable license to use, reproduce, modify, adapt, edit, publish, translate, create derivative works from, distribute, display, and otherwise utilize their winning photograph for marketing and editorial purposes worldwide, which may include the following channels:

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• Online

• Email

• Direct mail

• Broadcasting, including radio, television and cinema

• Internal communications

• Print and publishing

• National, regional and trade press

• Billboard, poster, mobile vehicle and other outdoor and public large-scale posters or displays, and illuminated and projected displays and irrevocably waive all image rights, performers’ rights and similar rights worldwide.

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Entrants whose photographs are selected among the 12 winners agree that their winning photograph may be combined with text and any other media, and may be altered, cropped, or modified. Such entrants waive the right to inspect or approve any use of their winning photograph. The 12 winning entrants acknowledge and agree that they have no right to consideration for such usage of their winning photograph and hereby release and discharge Sunrise Credit Union from any liability arising from any uses, including any claims for libel and invasion of privacy, to the extent permitted by law. The 12 winning entrants further release Sunrise Credit Union from any liability and undertake not to prosecute or institute proceedings, claims, or demands for any remuneration, or otherwise, against Sunrise Credit Union in respect of any usage of their winning photograph.

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Entrants who submit photographs in which they do not own the copyright, or in respect of which they are unable to grant a valid license on the terms above, agree to pay for all costs, damages, awards, fines, penalties and losses that the first direct suffers as a result of using that photograph.